brudiyanto, Style and Story

Be my Bikes

2008-11-24T05:50:00.000-08:00

Don't U want to Rollin' this Bikes ??????????????????????? I do

Don't u want to ride this bike?????

Driving under the influence and car Insurance

2008-11-24T00:39:00.000-08:00

Drinking and driving is obviously a mistake for many reasons. One of the effects of driving under the influence that many people don't realize involves your car insurance. If you're covered by a policy at the time you're convicted of a DUI, your rates may increase dramatically, or your policy may be canceled at the end of its contract. If you aren't covered at the time of a DUI conviction, you may find it difficult securing future coverage.Below, you'll learn more about how drunk driving can affect your car insurance policy and your rates. We'll also describe the purpose of an SR-22. Finally, we'll offer a few tips that you can use to get car insurance in the event you're caught driving under the influence.The Purpose Of An SR-22Driving under the influence carries significant consequences. You'll likely be required to file an SR-22 if you're caught and convicted of a DUI. In its simplest form, an SR-22 is a statement that validates that you have adequate car insurance coverage. An offender's suspended driver's license is usually returned when this statement is filed.Most states (there are a few exceptions) legally require drivers who have received a DUI conviction to file an SR-22 with their local DMV. By charging much higher premiums, some car insurance carriers will offer special SR-22 coverage for "high risk" drivers. Other insurers do not offer insurance to "high risk" driver's and will typically cancel a "high risk" driver's policy.Remaining Under The RadarFor years, there's a been a bit of a disconnect between the some court systems and some local departments of motor vehicles. DUI convictions are supposed to be delivered to the DMV that is located in the jurisdiction of the court. Sometimes, this fails to happen. A driver can in effect avoid filing an SR-22 if for some reason the DUI offense is not reported to the driver's local DMV. If this is the case, the driver's alcohol-related offense may not be discovered by his car insurance company. Though this happens quite frequently, many providers learn of a policyholder's DUI years later and raise the premiums accordingly.Don't Wait To Shop AroundA common mistake among those who have been convicted of driving under the influence is waiting until their policy has been canceled before finding an alternative. If you find that your current insurer is canceling your policy, it may be because they have found about your DUI conviction. In that case, anticipate other providers discovering your DUI, too.It's easier to find an insurer willing to offer an SR-22 insurance policy if you're already covered. Shop early while you still have coverage from your current carrier. If you find that the larger, established carriers are unwilling to insure you, check with the independent agents in your area.Picking Up The Pieces And Planning AheadDriving under the influence can have a dramatic impact on your car insurance for several years. It can substantially increase your rates or cause your current provider to cancel your policy. Basically, a Driving Under the Influence conviction limits your options severely. But, don't let that dissuade you from shopping for car insurance. If the Department of Motor Vehicles has your DUI in their records, paying higher premiums for your policy is pretty much inevitable. But, the alternative - driving without coverage - can lead to hefty penalties, financial loss and even jail time.While a DUI conviction may stay on your record for 10 years, auto insurance companies usually only use it for calculating your premium for about 3 years, sometimes less. Know your options, plan ahead and work toward putting the experience behind you.------------------------------Kade Phillips

Trikes, a new trend in toys

2008-11-24T00:34:00.000-08:00

A new trend in toys is rolling across America. That trend is to trikes. What are trikes? They are highly customized, top of the line motorcycles with three wheels instead of two. Some are converted from motorcycles, some have Volkswagen engines and some even have the smoother V8 with an automatic transmission.Who buys them? People who love attention, luxury, acceleration, power and many others who just want more fun out of life.These motorized three-wheeled luxury vehicles have several advantages:You don't have to put your feet down when you stop, you can take a passenger without fear that you will go down and spill him or her into the road. Most significant others like this feature. Some wives, in fact, have refused to ride with their husbands until they get a trike.You won't get fatigued in stop and go traffic, they reduce safety concerns. Many spouses love these vehicles but consider two-wheelers too dangerous for their spouse to ride. Trikes can safely corner on loose gravel where motorcycles may go down.An Investment That Holds ValueThe better trikes hold their value for several reasons. Because of owner satisfaction, very few trikes are offered for resale. Also, the best trikes are constructed with aluminum and stainless steel, so they last a very long time. They will depreciate very little and may even appreciate.Attention and UsabilityLet's be honest, part of the pride of ownership of a big boy toy like a boat, an RV or an antique car is the attention you get as you drive it. Nothing beats the attention you get with a top of the line trike. Whether you drive them to be seen around town, for the relaxing feeling you get every time you ride, to start conversations or just to be the center of attention, nothing beats the attention and pride of ownership you enjoy driving a top of the line trike. You will receive lots of neck twisting looks and enjoy many conversations as you drive, as you park and every time you're on it.If you own an RV, you need to have a few days free to enjoy it and how often does that happen? You'll use your trike whenever you have a few minutes for a drive in the country. It's more fun for the buck' and gets rid of stress, with enjoyment. It's the best therapy after a tough day. A one hour ride erases any bad day. Your trike is always ready to go when you are, whether it is a cross country adventure or a short relaxing ride around town.Great Performance and Easy MaintenanceWith a trike you can really enjoy the ride. Many trike riders recommend the smoother power of a V8. You can lead the pack with a V8 trike. Don't settle for less and later say, "Wow I could have had a V8".With V8 trikes, maintenance is easy. Most of these trikes use a small block Chevy engine that almost any good mechanic is familiar with. There is no need to go to a Honda or Harley Davidson dealer.To Convert or Not To ConvertMost experienced trike owners will tell you that conversions take a first rate motorcycle and turn it into a second rate trike. Conversion shops just assemble other company's parts. Most trike enthusiasts recommend dealing directly with the designer and manufacturer. It costs about the same as a conversion but delivers a much better trike.Car & Bike AficionadosMany restored muscle car owners, motorcycle owners, ATV owners and RV owners have discovered the unbeatable thrill of riding an attention-getting, top of the line trike.Choosing a Brand and DealerMost trike owners advise that you should never buy a trike without taking a test ride. Make sure they offer test rides you can ride and evaluate. They also recommend dealing with a company that custom builds trikes so you can fully customize them and so your dealer can explain the benefits and construction of the trike you choose. Dealing with the designer/builder cuts out the middle man and delivers more value.You Deserve a TrikeFor about the same payment as an average car, you can experience the thrill of the greatest toy ever invented. You can feel the wind in your hair, you can be the talk of your neighborhood, you can enjoy cross country adventures, fun country rides or an enjoyable trip around town. Enjoy the luxury and thrill you deserve. Call for a test ride and feel your heart jump when the engine roars to life. That's what life is all about.
----Carl Davidson